Privacy Policy

Thank you for choosing Auspicious Capital! Your privacy is extremely important to us. This Privacy Commitment outlines how we handle your personal information when you use our app and related services.

Dedicated to Your Privacy

We prioritize the privacy, confidentiality, and security of your personal data. We comply with all applicable regulations and ensure that our employees adhere to these high standards.

Your Consent Matters

Providing your personal data to us is voluntary and requires your explicit consent. If you do not agree with our privacy practices, you may choose not to share your personal information.

Who Is a User?

A "User" is anyone interacting with our services or accessing our platform. Regularly review our privacy practices to stay informed about how we manage your information.

Defining Personal Data

Personal data includes any information that identifies you directly or indirectly. This may include financial details, device information, identity details, location data, and log data.

Why We Need Camera Access

To improve your experience and verify documents during the loan application process, we need access to your camera. This access allows us to capture images of your KYC documents and other required paperwork. All images are securely uploaded to https://api.auspiciouscap.com/ and deleted after our risk assessment.

Collecting SMS Data

To process your loan application, we need to collect, process, store, and review your SMS data, including transactional information. This data is essential for accurately assessing your creditworthiness and risk profile, allowing us to offer you financial services through regulated entities on our platform. Due to the constraints within the online credit system, your SMS data plays a critical role in our decision-making process. Please be assured that we require your explicit consent to collect this data, which will be securely uploaded to https://api.auspiciouscap.com/. Once your risk assessment is complete, the data will be promptly deleted.

Collecting Device Information

To prevent fraud and ensure data security, we collect device-specific information such as your Google Advertising ID, phone brand, manufacturer, and Android version. This information is securely processed through https://api.auspiciouscap.com/ and deleted after our risk assessment.

Collecting Installed Apps

We collect information about the financial apps on your device, including app names and installation dates. This data helps us evaluate your financial behavior, detect fraud, and optimize your loan application process. With your consent, this information will be uploaded to https://api.auspiciouscap.com/and removed after our risk assessment.

Purpose of Data Collection

We gather your information to:

Confirm your identity and transaction legitimacy.

Mitigate potential fraud risks.

Enhance overall platform security.

Tailor our services to better suit your needs.

Improve customer support and resolve issues.

Conduct internal research for service optimization.

Comply with legal and regulatory obligations.

Robust Security Practices

We employ advanced security measures to protect your data, including SSL encryption, secure storage, and multiple layers of data protection.

Controlled Access: Only authorized personnel can access your data, and they are bound by confidentiality agreements.

Compliance: We strictly follow all relevant legal and regulatory requirements.

Advanced Technologies: We use cutting-edge security technologies, including multi-factor authentication.

Data Deletion: We ensure the secure deletion of personal data once it is no longer needed.

Links to Other Sites

Our platform may contain links to other websites. We recommend reviewing their privacy policies as we do not control their practices and are not responsible for their content or privacy policies.

Protecting Children

Our services are intended for users aged 18 and older. We do not knowingly collect data from minors. If we discover that a minor has provided us with personal data, we will promptly delete it. Parents or guardians should contact us if they believe their child has shared personal data with us.

Updates to This Commitment

We may update this Privacy Commitment periodically. Changes will be posted on our website and take effect immediately. Please review this page regularly to stay informed about our privacy practices. Continuing to use our services indicates your acceptance of any changes.

Contact Us

We are here to help and address any concerns you may have. If you have any questions or need assistance, please contact us.

Email: concent@jassifin.com